# Anchor & Wave Accounting

> Anchor & Wave Accounting is a Halifax-based Chartered Professional Accountant (CPA) firm registered with CPA Nova Scotia and CPA Ontario, providing remote ongoing accounting, tax compliance, management reporting, and financial guidance for small businesses in Nova Scotia and Ontario.

Founded and operated by Sui Qu, CPA, CA (Founder & Principal), Anchor & Wave works directly with small-business owners across Nova Scotia and Ontario. All pricing is confirmed upfront in writing before work begins.

## Primary Pages

- [Homepage](https://anchorandwave.ca/): Overview of Anchor & Wave Accounting, core service routes, founder background (Sui Qu, CPA, CA), professional references, onboarding steps, and contact form.
- [Services & Pricing](https://anchorandwave.ca/services): Detailed deliverables and CAD starting prices for recurring accounting tiers (Core, Growth, Strategic), corporate and personal tax filings (T2, T1, T2125, T776, GST/HST), and one-time setup, catch-up, or diagnostic projects.
- [Privacy Policy](https://anchorandwave.ca/privacy): PIPEDA privacy practices, personal information handling, third-party cloud storage safeguards, and contact details for privacy inquiries.

## Recurring Accounting & Advisory Tiers (CAD)

- [Core Monthly & Quarterly Accounting](https://anchorandwave.ca/services#core): From $350/month monthly, or from $250/month on a quarterly schedule for lower-volume businesses. Includes monthly accounting with bank and credit card reconciliations, monthly financial reports (revenue, expenses, account balances), GST/HST return preparation and filing (including responses to related CRA notices), receipt capture and document processing, year-end accounting adjustments and supporting records ready for tax filing, and payroll accounting using reports from the client's payroll platform.
- [Growth Accounting & Reporting](https://anchorandwave.ca/services#growth): From $900/month. Includes everything in Core, plus monthly performance reporting with key metrics and prior-period comparisons, cash-flow reporting on receivables and payables, monthly review call with Sui Qu, CPA, CA, year-round tax and owner-compensation planning, and project/job/client profitability tracking. Includes the annual income tax return (T2 corporate in one province or T1 sole-proprietor with one T2125 business schedule) after 12 paid months.
- [Strategic Accounting & Financial Planning](https://anchorandwave.ca/services#strategic): From $1,900/month. Includes everything in Growth, plus cash-flow forecasts and working-capital analysis, annual budget preparation and monthly actuals comparisons, pricing and cost margin analysis, scenario analysis (hiring, major purchases, expansion), ongoing working sessions, and recommendations to improve accounting processes, systems, and internal controls. Can also work alongside an existing bookkeeper or accounting team.

## Tax Filings & Starting Prices (CAD)

- [Corporate Income Tax Return (T2)](https://anchorandwave.ca/services#filings): From $1,100 for year-end tax preparation and filing for a private corporation operating in one province, based on completed annual accounting records.
- [Standalone GST/HST Return](https://anchorandwave.ca/services#filings): From $125 per return for annual, quarterly, or monthly filing prepared from reconciled sales and expense totals (already included in Core, Growth, and Strategic).
- [Personal Income Tax Return (T1)](https://anchorandwave.ca/services#filings): From $200 for personal tax preparation and filing (employment, investment, and retirement slips, common deductions, and tax credits), with optional Self-Employment Income (T2125, add $250 for one sole proprietorship or partnership) and Rental Income (T776, add $200 for one rental property) schedules.

## Setup, Catch-Up & Diagnostic Projects (CAD)

- [Focused Diagnostic](https://anchorandwave.ca/services#project-options): $300 fixed fee for a two-hour review of a specific accounting or tax question, or of past periods before a full catch-up, with a written summary of findings, information gaps, and next steps.
- [Software Setup or Migration](https://anchorandwave.ca/services#project-options): $125/hour (or fixed fee upfront) to set up new software (such as Xero or QuickBooks Online) or migrate data from spreadsheets or another system.
- [Catch-Up Accounting and Corrections](https://anchorandwave.ca/services#project-options): $125/hour (or fixed fee upfront) to reconcile overdue bank and credit card accounts, correct prior-period errors, and align payroll and GST/HST balances for tax filing.
- [Systems and Workflow Review](https://anchorandwave.ca/services#project-options): $125/hour (or fixed fee upfront) to examine how accounting software, payment processors, and receipt tools connect, with recommendations on what to simplify first.

## Contact & Jurisdiction

- [Contact Anchor & Wave Accounting](https://anchorandwave.ca/#contact): Operated by Sui Qu, CPA, CA (Founder & Principal), registered with CPA Nova Scotia and CPA Ontario, based in Halifax, Nova Scotia, and serving clients remotely across Nova Scotia and Ontario (sui@anchorandwave.ca).